What 80D allows
Under the old tax regime, Section 80D lets you deduct health insurance premiums — commonly up to ₹25,000 for yourself and family, and an additional amount for parents (higher if they're senior citizens).
Not sure how this applies to you? A free call with Vijay Singh Rana sorts it out in minutes.
Who and what qualifies
Premiums for self, spouse, children and parents can qualify, along with certain preventive health check-ups within a sub-limit. Cash premium payments generally don't qualify.
Old vs new regime
80D deductions apply under the old regime. Whether the old or new regime is better for you depends on your overall finances — an advisor can help you compare.
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Vijay Singh Rana — HDFC Financial Advisor · IRDAI & AMFI Registered
Frequently asked questions
How much can I save?
It depends on your premium and tax slab; the deduction reduces taxable income up to the applicable limit.
Does the new tax regime allow 80D?
Generally these deductions are an old-regime feature. Confirm which regime suits you with an advisor.